May 2024 · 4 min read

Beneficiary designations that match the plan

Align accounts and insurance with your estate documents to avoid accidental gifts or delays.

Estate documents set intentions, but account paperwork executes them. Each retirement account, policy, and bank account should match the latest plan.

Transfer-on-death and payable-on-death designations bypass probate but must align with trust language. A coordinated review with your attorney keeps everything consistent.

Pair beneficiary updates with reviews of guardianship, medical directives, and powers of attorney to reduce surprises during emergencies.