Customized Solutions
Quietly tailored to every family.
We coordinate the right mix of planning, investment oversight, and day-to-day decision support so your accountants, attorneys, and advisors work from the same playbook—yours.
One team to coordinate your specialists.
Many families rely on multiple specialists—CPAs, estate attorneys, investment managers, insurance agents. Helpful individually, they can unintentionally work at cross-purposes if no one sees the whole picture.
At REAP, we lead a multi-disciplinary team so important decisions are reviewed through tax, legal, investment, and estate lenses at the same time. Our goal is to eliminate loose ends, avoid planning conflicts, and keep every document and account aligned with your values.
What we help prevent
- Trades that create surprise tax bills your CPA only sees after the fact.
- Estate documents that capture real estate but miss investment or retirement accounts.
- Beneficiary designations, titling, and powers of attorney that don't match your overall plan.
Our Comprehensive Plans
Four core areas, tailored to you.
Every plan is built around four disciplines that work together: wealth and investment, retirement income, tax, and estate planning. Below, expand each area to see how we customize it for your situation.
Area One
Investment & Wealth Planning
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Area One
Investment & Wealth Planning
We help you preserve and sensibly grow wealth using disciplined, time-tested investment techniques and diversified portfolios.
- Balanced portfolio design across public and private markets.
- Objective manager selection and ongoing monitoring.
- Coordination with tax planning so investment decisions and tax strategy work together.
- Cash-flow mapping to align liquidity, income needs, and long-term goals.
Area Two
Retirement Income & Workplace Plans
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Area Two
Retirement Income & Workplace Plans
We help you navigate complex retirement decisions—from 401(k)s and IRAs to Social Security and pension choices—so you can turn savings into a reliable lifetime income.
- 401(k) and 403(b) contribution and investment guidance.
- Rollover strategies for old workplace plans.
- IRA distribution and required minimum distribution (RMD) planning to avoid penalties.
- Income planning that coordinates portfolio withdrawals, guaranteed income, and tax considerations.
Area Three
Tax Preparation & Planning
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Area Three
Tax Preparation & Planning
We use current tax law to help you minimize both today's and tomorrow's tax liabilities, coordinating closely with your CPA or tax preparer.
- Year-round tax planning, not just April filing.
- Review of investment moves, Roth conversions, and distribution strategies before they happen.
- Preparation and filing support for federal, state, and local returns, plus amendments where needed.
- Ongoing monitoring for law changes that may affect your strategy.
Area Four
Estate, Legacy & Succession Planning
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Area Four
Estate, Legacy & Succession Planning
We help you put documents and strategies in place so your estate passes in an orderly, tax-efficient way to the people and causes you care about.
- Coordination of wills, trusts, powers of attorney, and medical directives with experienced estate attorneys.
- Beneficiary reviews for retirement accounts, life insurance, and annuities.
- Legacy planning for family members, charities, and foundations you wish to support.
- Succession strategies for closely held businesses and professional practices.
Specialized planning services.
Beyond the core plan, we can go deeper where your situation requires it. These services are integrated into your broader strategy—not bolt-ons.
401(k) & Workplace Plan Guidance
Help with contribution levels, investment menus, plan rollovers, and coordinating employer benefits with your personal plan.
IRA Rollovers & Distribution Planning
Strategies for moving old accounts, meeting distribution rules, and avoiding penalties while keeping taxes in check.
Asset-Based Protection & Long-Term Care
Modern solutions that combine growth potential, flexibility, and long-term care benefits—often with no use-it-or-lose-it premiums.
Legacy & Philanthropy Planning
Clarifying how you want to be remembered and structuring gifts to family, charities, and foundations in a tax-aware way.
Family Office Services
Day-to-day coordination with your other professionals, document readiness for filings, and scenario modeling for major decisions.
See your whole financial picture in one plan.
We begin with a complimentary, no-obligation review of your estate, financial, and income plan—then show you where better coordination may improve outcomes.
Or call us at (855) 904-REAP.